{"id":11162,"date":"2021-05-01T07:20:00","date_gmt":"2021-05-01T07:20:00","guid":{"rendered":"https:\/\/devblog.foresters.com\/?p=11162"},"modified":"2021-06-14T13:54:14","modified_gmt":"2021-06-14T13:54:14","slug":"les-10-principales-raisons-de-dresser-un-testament","status":"publish","type":"post","link":"https:\/\/devblog.foresters.com\/fr-ca\/finance-fr-ca\/finance-personnelle\/les-10-principales-raisons-de-dresser-un-testament\/","title":{"rendered":"Les 10 principales raisons de dresser un testament"},"content":{"rendered":"\n<p>Un testament constitue un document juridiquement contraignant qui d\u00e9crit les instructions que vous souhaitez laisser apr\u00e8s votre d\u00e9c\u00e8s. Il s&#8217;agit notamment de la mani\u00e8re dont vous souhaitez r\u00e9partir vos biens et vos actifs et de la personne que vous souhaitez voir s&#8217;occuper de vos enfants mineurs ou de vos animaux de compagnie. Il s&#8217;agit d&#8217;un document extr\u00eamement important, et tous les adultes devraient en avoir un \u00e0 jour pour les raisons suivantes :<\/p>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\"><li><strong>Tranquillit\u00e9 d\u2019esprit<\/strong>. Il est important de savoir que l&#8217;on prendra soin des \u00eatres chers que vous laissez derri\u00e8re vous et que les tr\u00e9sors personnels que vous avez accumul\u00e9s au cours de votre vie iront aux personnes que vous avez choisies. En tant que document juridiquement contraignant, votre testament garantit que vos souhaits personnels seront ex\u00e9cut\u00e9s comme vous le souhaitez.<\/li><li><strong>Clart\u00e9<\/strong>. Sans testament l\u00e9gal, il n&#8217;y a aucun moyen de communiquer vos souhaits ou de vous assurer qu&#8217;une personne de confiance s&#8217;occupera de vos affaires. Un testament vous permet de d\u00e9signer un ex\u00e9cuteur qui g\u00e9rera vos biens apr\u00e8s votre d\u00e9c\u00e8s.<\/li><li><strong>Soins des mineurs<\/strong>. Un testament vous permet de d\u00e9signer un tuteur qui s&#8217;occupera de vos enfants mineurs. Vous savez ainsi qu&#8217;ils seront pris en charge par une personne en qui vous avez confiance et qui a les m\u00eames valeurs que vous.<\/li><li><strong>Instructions fun\u00e9raires sp\u00e9cifiques<\/strong>. Certaines personnes ne se pr\u00e9occupent pas de leurs derniers adieux, mais d&#8217;autres ont des pr\u00e9f\u00e9rences sp\u00e9cifiques, comme l&#8217;inhumation ou la cr\u00e9mation. Un testament vous permet de pr\u00e9ciser les v\u00f4tres.&nbsp;&nbsp;<\/li><li><strong>\u00c9pargne de temps et d\u2019argent<\/strong>. Il est plus facile, plus rapide et moins co\u00fbteux pour votre famille de ne pas avoir \u00e0 passer par des avocats pour d\u00e9terminer la destination de vos biens.<\/li><li><strong>Soin des animaux de compagnie<\/strong>. C&#8217;est un aspect qui est parfois n\u00e9glig\u00e9, mais les propri\u00e9taires d&#8217;animaux de compagnie peuvent inclure leurs amis \u00e0 fourrure dans leur testament, notamment en d\u00e9signant la personne qui devra s&#8217;occuper d&#8217;eux et en allouant des fonds pour leur entretien.<\/li><li><strong>Garantie que seules les personnes que vous avez choisies tireront profit de votre succession<\/strong>. Si vous d\u00e9c\u00e9dez sans testament, il est possible que quelqu&#8217;un \u00e0 qui vous n&#8217;auriez pas choisi de laisser de l&#8217;argent, comme un ex-conjoint ou un parent \u00e9loign\u00e9, h\u00e9rite d&#8217;une partie ou de la totalit\u00e9 de vos biens. Avec un testament, vous pouvez choisir des b\u00e9n\u00e9ficiaires pour tous vos biens et vous pouvez \u00eatre tr\u00e8s pr\u00e9cis quant \u00e0 la valeur en dollars ou aux \u00e9l\u00e9ments individuels.<\/li><li><strong>Organisations caritatives<\/strong>. Si certaines organisations caritatives vous tiennent \u00e0 c\u0153ur, un testament vous permet de les soutenir et de laisser un h\u00e9ritage durable en les d\u00e9signant dans votre liste de b\u00e9n\u00e9ficiaires.<\/li><li><strong>Protection contre le chaos<\/strong>. Un d\u00e9c\u00e8s est difficile pour les proches laiss\u00e9s derri\u00e8re. Un testament clair et concis qui explique exactement comment vous voulez que les choses se passent permet de rendre un peu plus facile une p\u00e9riode difficile pour ceux qui pleurent votre perte.<\/li><li><strong>Directives sur les actifs num\u00e9riques. <\/strong>La plupart d&#8217;entre nous poss\u00e8dent des comptes en ligne tels que Facebook ou la messagerie \u00e9lectronique, ainsi que des fichiers num\u00e9riques (photos et vid\u00e9os) qui nous appartiennent. Un testament vous permet de d\u00e9signer un ex\u00e9cuteur num\u00e9rique qui pourra g\u00e9rer ces actifs comme vous le souhaitez.<\/li><\/ol>\n\n\n\n<p>419839 FR (05\/21)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tout le monde devrait en avoir un \u2013 et voici pourquoi!<\/p>\n","protected":false},"author":10,"featured_media":11133,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1804],"tags":[1855,77,1871,1870,1873,1872],"class_list":{"0":"post-11162","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance-personnelle","8":"tag-deces","9":"tag-financial-planning-fr-ca","10":"tag-lawassure-2","11":"tag-planification-financiere","12":"tag-succession","13":"tag-testaments"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Les 10 principales raisons de dresser un testament - 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