{"id":9694,"date":"2020-07-01T23:06:00","date_gmt":"2020-07-01T23:06:00","guid":{"rendered":"https:\/\/www.membershipmatters.com\/fr\/?p=4554"},"modified":"2020-09-30T16:56:23","modified_gmt":"2020-09-30T16:56:23","slug":"des-moyens-pratiques-deconomiser-en-vue-de-luniversite","status":"publish","type":"post","link":"https:\/\/devblog.foresters.com\/fr-ca\/famille\/des-moyens-pratiques-deconomiser-en-vue-de-luniversite\/","title":{"rendered":"Des moyens pratiques d’\u00e9conomiser en vue de l’universit\u00e9"},"content":{"rendered":"

\"\"<\/p>\n

Selon l’endroit o\u00f9 vous vivez, l’\u00e9cole que vous choisissez et si vous choisissez de fr\u00e9quenter un coll\u00e8ge ou une universit\u00e9, les frais de scolarit\u00e9 du premier cycle peuvent aller de 2 400 $1<\/sup> \u00e0 6 400 $2<\/sup> par an au Canada et de 5 000 $ \u00e0 50 000 $ par an aux \u00c9tats-Unis3<\/sup>. Et cela n’inclut pas les livres, les fournitures, le transport, la nourriture ou les frais de r\u00e9sidence.<\/p>\n

L’\u00e9ducation n\u2019a pas de prix, mais c’est certainement une proposition co\u00fbteuse.<\/p>\n

Si vous \u00eates un jeune couple qui d\u00e9bute, l’une des meilleures choses que vous puissiez faire est de commencer \u00e0 \u00e9pargner pour les \u00e9tudes de vos enfants lorsqu’ils sont petits, car cela vous donne 17 ou 18 ans pour \u00e9pargner pour le jour o\u00f9 ils iront \u00e0 l’universit\u00e9.<\/p>\n

Au Canada, vous pouvez ouvrir un compte enregistr\u00e9 d’\u00e9pargne-\u00e9tudes (REEE) pour votre enfant. Aux \u00c9tats-Unis, un produit similaire de compte d’investissement fiscalement avantageux, appel\u00e9 plan 529, vous permet \u00e9galement de faire la m\u00eame chose.<\/p>\n

Il peut \u00eatre d\u00e9licat de savoir exactement combien vous devez \u00e9conomiser puisqu\u2019il s\u2019agit d\u2019une cible mouvante \u00e9tant donn\u00e9 qu’il est difficile de deviner ce que les frais de scolarit\u00e9 co\u00fbteront dans 18 ans \u2013 mais chaque petite \u00e9conomie fait une diff\u00e9rence. La Commission des valeurs mobili\u00e8res de l’Ontario dispose d’un calculateur d’\u00e9pargne REEE<\/a> pour vous aider \u00e0 avoir une id\u00e9e de ce que vous devez \u00e9pargner chaque ann\u00e9e.<\/p>\n

Il peut \u00eatre impossible d’\u00e9pargner tout ce dont vous avez besoin en utilisant des instruments d’\u00e9pargne fiscalement avantageux comme les REEE et les plans 529, alors ne vous arr\u00eatez pas l\u00e0! Dans l’ann\u00e9e qui suit l’entr\u00e9e \u00e0 l’universit\u00e9 ou au coll\u00e8ge, les \u00e9tudiants devraient rechercher sur Internet toutes les possibilit\u00e9s de bourses et de subventions disponibles et en demander le plus grand nombre possible. Apr\u00e8s tout, tout ce qu’un \u00e9tudiant peut \u00e9pargner ou gagner rend la charge financi\u00e8re de maman et papa un peu plus l\u00e9g\u00e8re!<\/p>\n

Nous sommes fiers de contribuer au succ\u00e8s que l’\u00e9ducation peut apporter aux personnes, aux familles et aux collectivit\u00e9s. Chaque ann\u00e9e, La Financi\u00e8re Foresters attribue 250 bourses d’\u00e9tudes renouvelables d’une valeur de 2 000 dollars chacune \u00e0 de jeunes leaders qui s’engagent \u00e0 aider leur collectivit\u00e9 par le biais du b\u00e9n\u00e9volat. Ces bourses sont offertes aux \u00e9tudiants admissibles qui poursuivent des \u00e9tudes postsecondaires dans une universit\u00e9, un coll\u00e8ge ou un programme professionnel accr\u00e9dit\u00e9. Visitez le site Foresters.com<\/a> pour obtenir des renseignements, notamment sur les conditions d’admissibilit\u00e9 et les dates limites de d\u00e9p\u00f4t des candidatures.<\/p>\n

Rien qu’au Canada, il existe actuellement 99 701 bourses d’une valeur de pr\u00e8s de 2 millions de dollars qui attendent d’\u00eatre attribu\u00e9es par divers organismes5<\/sup>. Visitez Scholarships Canada<\/a> et Scholarship America<\/a> pour obtenir la liste des bourses et des subventions disponibles.<\/p>\n

SOURCES<\/p>\n

1 https:\/\/www.ontariocolleges.ca\/en\/colleges\/paying-for-college<\/a><\/p>\n

2 https:\/\/www.topuniversities.com\/student-info\/student-finance\/how-much-does-it-cost-study-canada<\/a><\/p>\n

3 https:\/\/www.timeshighereducation.com\/student\/advice\/cost-studying-university-united-states<\/a><\/p>\n

5  https:\/\/www.scholarshipscanada.com\/<\/a><\/p>\n

417957C FR 08\/20<\/p>\n","protected":false},"excerpt":{"rendered":"

Faire une demande de bourse d\u2019\u00e9tudes sur concours de Foresters constitue une fa\u00e7on d’aider \u00e0 compenser le co\u00fbt des \u00e9tudes postsecondaires. D\u00e9couvrez ce que vous pouvez faire d’autre pour \u00e9conomiser de l’argent pour l’universit\u00e9!<\/p>\n","protected":false},"author":10,"featured_media":9714,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1754],"tags":[1745],"class_list":{"0":"post-9694","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-famille","8":"tag-bourse-detude"},"yoast_head":"\nDes moyens pratiques d'\u00e9conomiser en vue de l'universit\u00e9 - Membership Matters<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Des moyens pratiques d'\u00e9conomiser en vue de l'universit\u00e9 - Membership Matters\" \/>\n<meta property=\"og:description\" content=\"Faire une demande de bourse d\u2019\u00e9tudes sur concours de Foresters constitue une fa\u00e7on d'aider \u00e0 compenser le co\u00fbt des \u00e9tudes postsecondaires. 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